Do I qualify for Direct Asia's Motorcycle Insurance?
In order to qualify for Direct Asia's motorcycle insurance policy, you will have to follow the guidelines listed below.
1. The vehicle should be registered under your name, as you can only get a policy if you are the owner of the motorcycle.
2. The driver of the vehicle should be aged between 25 and 65 with a valid license of at least two years.
Is there a limit to the number of days I can travel on a single trip policy of Direct Asia?
Yes, the single-trip policy can cover trips of up to 182 days at Direct Asia.
What are the types of travel insurance plans available at Direct Asia?
The different types of travel insurance plans available at Direct Asia are listed below.
- Individual plan
- Group plan
- Family plan
Is NCD transferrable to another person?
No, the No Claim Discount of Direct Asia cannot be transferred to another person.
What happens if my car is declared a total loss or stolen?
If your vehicle is a total loss or stolen under a comprehensive plan, Direct Asia may offer a cash payout or a replacement car. They will evaluate your claim first and inform you of the option that applies.
What car accessories can I insure, and do I need receipts?
You can insure items like car cameras, body kits, solar film, exhaust systems, and rims if they comply with LTA regulations. For most accessories, you do not need to provide receipts.
How does the “Loss of Use” benefit work if my car is being repaired?
If you are on a Comprehensive plan and have chosen “Loss of Use,” you receive S$50 per day (up to 10 days per event, 20 days per year) to assist with transport costs while your car is being repaired.
Can I cancel my motorcycle insurance and get a refund?
Yes. If you sell the bike and provide proof, such as a sale agreement or LTA transfer, you can cancel. You will receive a prorated refund minus a S$53.50 fee, which includes GST.
What if my trip is delayed and I can’t return on time?
If you are on a single-trip travel plan and your return is delayed, for instance, due to flight problems or injury, your coverage automatically extends for up to 30 more days.
Are children covered under the family travel plan?
Yes, up to four children are covered under the same limits as their parents. Kids can be covered until age 24 if they are unmarried and in full-time education.
